Competitive Rates. Fast Closings. Streamlined Process.
 
READY TO BUY A HOME?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable.

REFINANCING CAN YOU GIVE YOU OPTIONS

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

GET A LOAN WITHOUT HASSLE.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way.

THE HOME LOAN EXPERIENCE TAILORED TO YOU.

 

We’ll provide you with the most competitive rates and the programs that best fit your individual needs. 

You're one of a kind. Your mortgage should be, too. Start an application online to see what's possible.

 

WE KNOW LENDING.

Conventional Loans

 

- Down Payment As Low As 3%

- Reduce or even eliminate monthly mortgage insurance (not possible with an FHA loan)

- Typically faster, easier and a lower monthly payment than an FHA loan
- Use gift funds for your entire down payment
 
Contact us for more details

FHA Loans

 

- Flexible approval guidelines
- Low down payment options
- Fixed and adjustable-rate loans
- Loans for 1-4 unit properties and condos
- The ability to use gift funds from a relative or employer
- Seller can contribute to the closing cost fees
- Credit score requirements
 
Contact us for more details

Jumbo Loans

 

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2021, the limit is $625,000 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $822,373. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk. (2022)

 

Contact us for more details

VA Loans

 

- 100% Financing with full VA entitlement
- Limited closing costs
- VA financing fees that can be rolled into the loan amount
- No prepayment penalties
- Fixed- and agjustable-rate loan terms
- A variety of eligible property types.

 

Contact us for more details

MORTGAGE CALCULATOR

Price of Homes
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Down Payment
$
Loan Term
Interest Rate
Home Insurance (optional)
$
Property Tax (optional)
$
Mortgage values are calculated by Lofty and are for illustration purposes only, accuracy is not guaranteed.

Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

SEE WHAT OUR PAST CLIENTS ARE SAYING

  • Patrick McGee
    Our family highly recommends Arrive. We worked with Anthony and Erin to sell our home, buy our new home, and to finance our new home. Our transaction included several complicating factors. Anthony guided us through the process proficiently and professionally. The team provided us referrals for local service providers to prepare our home for sale. The professional photos taken for our listing are amazing, our home could not have presented better. Communication was timely and pertinent and when questions came up Anthony and Erin were always a quick text away. Two challenging transactions closed smoothly. Thank you to the team at Arrive!
  • Beatriz Campos
    This is the second time we use Anthony's help to either purchase or sell a property. Anthony makes the normal stressfully process of purchasing a home so much easier. His attention to detail and great customer service made us feel confident of the process. If you are selling or buying a property, I highly recommend Anthony to help you navigate through the process. Thank you for all your help! 10-10-2024 I recently had the pleasure of working with Anthony Campos again to sell and buy my home, and I couldn’t be more satisfied. From start to finish, Anthony was professional, attentive, and incredibly knowledgeable about the local market. He took the time to understand my needs, answered all my questions, and provided valuable advice throughout the process. What really stood out was Anthony’s dedication. He went above and beyond to ensure everything went smoothly, always keeping me informed and making sure I felt confident every step of the way. Whether it was negotiating the best deal or handling all the paperwork, I knew I was in good hands. If you're looking for a trustworthy, hard-working, and results-driven agent, I highly recommend Anthony Campos. He made what can often be a stressful process feel effortless, and I’m so grateful for his help!
  • Mrs. Iniguez
    Anthony and his team really did everything to help us make our transaction as fast and easy as possible. We definitely recommend Anthony and the Arrive Real Estate Team!
  • Carli Araujo
    I am forever grateful to Stuart Carson, with his top notch expertise, he was able to get my loan done while other lenders were not able to deliver and negotiate with the difficult seller. He is exceptional, detailed, and always communicating clearly from beginning to end and after. I will always use Stuart for all of my real estate needs and highly recommend him to family and friends! Thank you, Stuart!!!
  • Alejandra Lpz
    Great experience working with Anthony Campos! From meting him for the first time at the open house of our future home, to closing and helping us through the process, he was amazing. He worked very well with our realtor and the whole process was smooth and not tedious at all. He made everything so clear, and even helped in conjunction with our realtor to find the best home loan. We are so happy and grateful that in a couple of days we are going to be in our dream home!
  • Martin Medina
    Anthony and Erin at Arrive were awesome to work with. Anthony helped get the lowest possible rate and communicated very well throughout the whole process. As a first time homebuyer, I would definitely recommend Arrive Real Estate for your home buying or selling.
  • Robin Buzzini
    Anthony and Erin were just wonderful, everything went very smoothly and I got well over asking price. I wouldn’t hesitate to recommend them.
  • Cynthia Irvin
    Anthony was always quick to respond and helped us close our home sale on time (early even). He was extremely professional and answered all of our questions along the way.
  • Alycia Drury
    We recently had the pleasure of working with Matt from Arrive, and we couldn't be happier with the experience. Matt helped us achieve an incredible $70,000 over our list price, showcasing his expertise and dedication. He is a fantastic communicator, always keeping us informed and making the process seamless. Matt is not only highly professional but also kind and personable, making it a joy to work with him. His values align perfectly with our family's, and we felt genuinely understood and supported throughout. We highly recommend Matt and Arrive for any real estate needs!
  • Danette Narvaez
    Can’t express enough how grateful we are to have met Stuart Carson. We walked into his open house without a realtor and was very welcoming.This was our first house and he made this process easy and painless. Communicated with us in every step, never felt alone through the process. He was very clear and honest with all of his communication. I still can’t believe our first house experience went so smooth. Thank you Stuart for your kindness and helpfulness through the process of buying our first home.